We Finance America
HomeAboutAsset-Based LendingBusiness LoansCommercial LoansEquipment Loans
(786) 321-7366
HomeAboutAsset-Based LendingBusiness LoansCommercial LoansEquipment Loans
Contact Us
(786) 321-7366

We Finance America

Nationwide Service - All 50 States

(786) 321-7366

info@WFA.Money

Our Services

  • Asset-Based Lending
  • Business Loans
  • Commercial Loans
  • Equipment Loans

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We Finance America is a loan placement advisory service. This is not an offer to lend or extend credit. Credit approval is subject to credit standards, and actual terms (including actual loan amount) may vary by applicant. We Finance America offers no guarantee of funding or loan offers and the terms thereof. Loan decisions are made by our lending partners and subject to their specific underwriting criteria and approval processes.

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Fast Working Capital

Asset-Based Lending

Leverage your business assets to access the working capital you need to grow

What is Asset-Based Lending?

Asset-based lending allows you to secure financing using your business assets as collateral. This includes accounts receivable, inventory, equipment, and real estate.

Unlike traditional loans that rely heavily on credit scores and cash flow, asset-based loans focus on the value of your collateral, making them ideal for businesses with strong assets but limited credit history.

With flexible terms and fast approvals, asset-based lending provides the working capital you need to seize opportunities, manage seasonal fluctuations, or fuel rapid growth.

Asset-based lending

Key Benefits

Fast Access to Capital

Get funding quickly based on your asset values, not lengthy approval processes.

Flexible Terms

Revolving credit lines that grow with your business and adjust to your needs.

Higher Loan Amounts

Borrow more based on your asset values compared to traditional unsecured loans.

Eligible Assets

Accounts Receivable

Outstanding invoices from creditworthy customers

Inventory

Raw materials, work-in-progress, and finished goods

Equipment

Machinery, vehicles, and business equipment

Real Estate

Commercial property and business real estate

Our Financing Solutions

We offer a comprehensive range of asset-based financing options tailored to your business needs

Accounts Receivables Financing

Funding that unlocks working capital by advancing cash against your outstanding accounts receivable.

Acquisition Financing

Funding that supports business growth by providing capital to acquire another company or its assets.

Asset-Based Lending

Revolving lines of credit secured by a combination of assets such as receivables, inventory, and equipment.

Asset Refinancing

A line of credit or short-term loan secured by the company's existing, typically unencumbered, machinery, equipment, real estate, or inventory.

B2B Buy Now, Pay Later

Funding that enables buyers to defer payment while sellers get paid upfront—improving cash flow on both sides of the transaction.

CHOW Financing

Flexible funding designed to support ownership transitions, acquisitions, and business successions without disrupting operations.

DIP Financing

Funding that provides critical liquidity to companies undergoing bankruptcy, helping them maintain operations and restructure successfully.

Dynamic Discounting

A solution that lets buyers pay suppliers early in exchange for discounts, optimizing cash flow and reducing costs.

Exit Financing

Funding that supports businesses emerging from bankruptcy or restructuring, restoring stability and enabling a fresh start.

Freight Factoring

Financing that converts unpaid freight invoices into immediate cash flow to keep trucking operations running smoothly.

Healthcare Receivables Finance

A/R financing tailored for healthcare providers, leveraging receivables and assets to unlock working capital.

In-Transit Financing

Financing that unlocks working capital tied up in goods while they are in transit, keeping your supply chain moving.

Inventory Financing

Flexible Funding that leverages existing or incoming inventory to free up cash flow for operations and growth.

Invoice Factoring

Financing that advances cash against outstanding invoices, accelerating cash flow without taking on new debt.

Payroll Funding

Flexible financing that ensures consistent payroll delivery by unlocking cash tied up in accounts receivable.

Sales Ledger Financing

Funding that advances capital against your entire sales ledger, turning receivables into immediate working capital.

Supply Chain Finance for Buyers

Financing that helps buyers pay suppliers early while extending their own payment terms to preserve liquidity.

Supply Chain Finance for Suppliers

Financing that provides suppliers with early payments on approved invoices, improving cash flow without added debt.

Ready to Unlock Your Assets?

Click below to begin your application

Click Here to Begin Your Application